There are several threads on SCoA about peeling clearcoat on a small number of cars.
Several have reported that their 09 Rally Red cars in some instances, the clear coat has started to peel or delaminate. I have personally observed this on one rally red vehicle. My wife has an 09 rally red Pure and so far the clear coat has not delaminated. It has been suggested that you contact smart USA on their Facebook page, tell them your concern and provide your vin. #. They are supposed to contact you after posting this info. on their FB page.
You need to call smartUSA directly, not the dealer or smart Center. Open up a case & have one of their field reps inspect your vehicle. The telephone # is on a sticker affixed to the inside of the driver's side sun visor.
My wife's '09 rally red passion makes yours look like it's in pristine condition, there's no clearcoat at all on the access cover. There's peeling on all panels except the right rear, that's the one that got replaced in an accident.